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Va Préstamos Jumbo Límites de Préstamos para Viviendas para 2008

VA límites de los préstamos para el 2009

La actualización de los límites de préstamo de la VA se han actualizado un distribuida por la AV. El siguiente gráfico representa el límite máximo del 100% del préstamo VA por condado para el año 2009. Todos los condados diferentes a los mencionados a continuación se mantendrá en el límite de conformidad de 417.000 dólares.

Por favor, tener en cuenta que todavía es posible a través de VA para obtener un préstamo hipotecario por encima y más allá de estos límites actuales. Sin embargo, un 25% de pago inicial requerido en la diferencia. Por ejemplo, si una cualificada compras veterano prestatario una casa de $ 600.000 el mínimo requerido el pago inicial se calcularía como tal:

1. $ 600.000 (precio de compra), menos los $ 417.000 (Máximo 100% del límite de un área de coste normal) = $ 183000

2. 25% de $ 183.000 es $ 45.750, o sólo el 7,6% del precio de compra

3. La tasa aplicable VA financiación por encima del límite 417.000 dólares tendrían que ser bien pagados por el prestatario o el vendedor veterano.

Virginia Límites del Préstamo para el 2009 – para el 100% de financiamiento

ESTADO

CONDADO

2009 VA LÍMITE

Alaska

Aleutianas ORIENTE

$ 625,500.00

Alaska

Aleutianas WEST

$ 625,500.00

Alaska

ANCHORAGE

$ 625,500.00

Alaska

BETHEL

$ 625,500.00

Alaska

La bahía de Bristol

$ 625,500.00

Alaska

DENALI

$ 625,500.00

Alaska

Dillingham

$ 625,500.00

Alaska

FAIRBANKS NORTE

$ 625,500.00

Alaska

HAINES

$ 625,500.00

Alaska

Juneau

$ 625,500.00

Alaska

Península de Kenai

$ 625,500.00

Alaska

Ketchikan Gateway

$ 625,500.00

Alaska

La isla de Kodiak

$ 625,500.00

Alaska

LAGO Y LA PENÍNSULA

$ 625,500.00

Alaska

Matanuska-Susitna

$ 625,500.00

Alaska

NOME

$ 625,500.00

Alaska

PENDIENTE DEL NORTE

$ 625,500.00

Alaska

NOROESTE ARCTIC

$ 625,500.00

Alaska

PRÍNCIPE DE GALES

$ 625,500.00

Alaska

SITKA

$ 625,500.00

Alaska

Skagway-Hoonah-ANGOO

$ 625,500.00

Alaska

FAIRBANKS SURESTE

$ 625,500.00

Alaska

VALDEZ-CORDOVA

$ 625,500.00

Alaska

Wade Hampton

$ 625,500.00

Alaska

Wrangell-PETERS

$ 625,500.00

Alaska

CIUDAD Yakutat

$ 625,500.00

Alaska

Yukon-Koyukuk

$ 625,500.00

California

ALAMEDA

$ 1,094,625.00

California

ALPINE

$ 503,750.00

California

CONTRA COSTA

$ 1,094,625.00

California

EL DORADO

$ 516,250.00

California

LOS ANGELES

$ 737,500.00

California

MARIN

$ 1,094,625.00

California

MONO

$ 575,000.00

California

MONTEREY

$ 525,000.00

California

PNA

$ 643,750.00

California

NEVADA

$ 518,750.00

California

ORANGE

$ 737,500.00

California

PLACER

$ 516,250.00

California

SACRAMENTO

$ 516,250.00

California

SAN BENITO

$ 937,500.00

California

SAN DIEGO

$ 593,750.00

California

SAN FRANCISCO

$ 1,094,625.00

California

SAN LUIS OBISPO

$ 610,000.00

California

SAN MATEO

$ 1,094,625.00

California

SANTA BARBARA

$ 656,250.00

California

SANTA CLARA

$ 937,500.00

California

SANTA CRUZ

$ 805,000.00

California

SOLANO

$ 435,000.00

California

SONOMA

$ 566,250.00

California

VENTURA

$ 650,000.00

California

Yolo

$ 516,250.00

Colorado

BOULDER

$ 437,500.00

Colorado

EAGLE

$ 887,500.00

Colorado

GARFIELD

$ 450,000.00

Colorado

HINSDALE

$ 460,000.00

Colorado

LAGO

$ 887,500.00

Colorado

Ouray

$ 456,250.00

Colorado

Pitkin

$ 1,094,625.00

Colorado

Routt

$ 690,000.00

Colorado

SAN MIGUEL

$ 962,500.00

Colorado

CUMBRE

$ 785,000.00

Connecticut

FAIRFIELD

$ 556,250.00

Distrito de Columbia

DISTRITO DE COLUMBIA

$ 812,500.00

Florida

COLLIER

$ 487,500.00

Florida

MONROE

$ 575,000.00

Georgia

GREENE

$ 560,000.00

Guam

Grupo GUAM

$ 625,500.00

Hawai

HAWAII

$ 625,500.00

Hawai

HONOLULU

$ 783,750.00

Hawai

Kalawao

$ 656,250.00

Hawai

KAUAI

$ 775,000.00

Hawai

Maui

$ 681,250.00

Idaho

BLAINE

$ 497,500.00

Idaho

TETON

$ 1,000,000.00

Massachusetts

Barnstable

$ 441,250.00

Massachusetts

BRISTOL

$ 463,750.00

Massachusetts

DUQUES

$ 736,250.00

Massachusetts

Essex

$ 506,250.00

Massachusetts

MIDDLESEX

$ 506,250.00

Massachusetts

NANTUCKET

$ 1,094,625.00

Massachusetts

NORFOLK

$ 506,250.00

Massachusetts

Plymouth

$ 506,250.00

Massachusetts

Suffolk

$ 506,250.00

Maryland

ANNE ARUNDEL

$ 537,500.00

Maryland

BALTIMORE

$ 537,500.00

Maryland

Ciudad de Baltimore

$ 537,500.00

Maryland

CALVERT

$ 812,500.00

Maryland

CARROLL

$ 537,500.00

Maryland

CHARLES

$ 812,500.00

Maryland

FREDERICK

$ 812,500.00

Maryland

Harford

$ 537,500.00

Maryland

HOWARD

$ 537,500.00

Maryland

MONTGOMERY

$ 812,500.00

Maryland

PRINCE GEORGE'S

$ 812,500.00

Maryland

QUEEN ANNE'S

$ 537,500.00

MP

ISLA DEL NORTE

$ 570,000.00

MP

ROTA

$ 446,250.00

MP

SAIPAN

$ 575,000.00

MP

Tinian

$ 578,750.00

Carolina del Norte

CAMDEN

$ 812,500.00

Carolina del Norte

Currituck

$ 498,750.00

Carolina del Norte

DARE

$ 425,000.00

Carolina del Norte

HYDE

$ 525,000.00

Carolina del Norte

Pasquotank

$ 812,500.00

Carolina del Norte

PERQUIMANS

$ 812,500.00

Nueva Hampshire

Rockingham

$ 506,250.00

Nueva Hampshire

Strafford

$ 506,250.00

Nueva Jersey

BERGEN

$ 747,500.00

Nueva Jersey

CABO DE MAYO

$ 450,000.00

Nueva Jersey

Essex

$ 747,500.00

Nueva Jersey

HUDSON

$ 747,500.00

Nueva Jersey

Hunterdon

$ 747,500.00

Nueva Jersey

MIDDLESEX

$ 747,500.00

Nueva Jersey

Monmouth

$ 747,500.00

Nueva Jersey

MORRIS

$ 747,500.00

Nueva Jersey

OCEAN

$ 747,500.00

Nueva Jersey

PASSAIC

$ 747,500.00

Nueva Jersey

SOMERSET

$ 747,500.00

Nueva Jersey

SUSSEX

$ 747,500.00

Nueva Jersey

UNIÓN

$ 747,500.00

Nueva York

BRONX

$ 747,500.00

Nueva York

REYES

$ 747,500.00

Nueva York

NASSAU

$ 747,500.00

Nueva York

NUEVA YORK

$ 747,500.00

Nueva York

PUTNAM

$ 747,500.00

Nueva York

QUEENS

$ 747,500.00

Nueva York

RICHMOND

$ 747,500.00

Nueva York

ROCKLAND

$ 747,500.00

Nueva York

Suffolk

$ 747,500.00

Nueva York

Westchester

$ 747,500.00

Pensilvania

PICA

$ 747,500.00

Rhode Island

BRISTOL

$ 463,750.00

Rhode Island

KENT

$ 463,750.00

Rhode Island

NEWPORT

$ 463,750.00

Rhode Island

PROVIDENCE

$ 463,750.00

Rhode Island

WASHINGTON

$ 463,750.00

Tennesse

CANNON

$ 427,500.00

Tennesse

CHEATHAM

$ 427,500.00

Tennesse

DAVIDSON

$ 427,500.00

Tennesse

DICKSON

$ 427,500.00

Tennesse

HICKMAN

$ 427,500.00

Tennesse

MACON

$ 427,500.00

Tennesse

ROBERTSON

$ 427,500.00

Tennesse

RUTHERFORD

$ 427,500.00

Tennesse

SMITH

$ 427,500.00

Tennesse

SUMNER

$ 427,500.00

Tennesse

Oreja De Van Gogh

$ 427,500.00

Tennesse

WILLIAMSON

$ 427,500.00

Tennesse

WILSON

$ 427,500.00

Utah

DAVIS

$ 423,750.00

Utah

MORGAN

$ 423,750.00

Utah

SALT LAKE

$ 652,500.00

Utah

CUMBRE

$ 652,500.00

Utah

Tooele

$ 652,500.00

Utah

WEBER

$ 423,750.00

Virginia

ALBEMARLE

$ 475,000.00

Virginia

ALEXANDRIA

$ 812,500.00

Virginia

AMELIA

$ 582,500.00

Virginia

ARLINGTON

$ 812,500.00

Virginia

CAROLINE

$ 582,500.00

Virginia

Charles City

$ 582,500.00

Virginia

CHARLOTTESVILLE

$ 475,000.00

Virginia

CHESAPEAKE

$ 498,750.00

Virginia

CHESTERFIELD

$ 582,500.00

Virginia

CLARKE

$ 812,500.00

Virginia

COLONIAL DE ALTURA

$ 582,500.00

Virginia

CUMBERLAND

$ 582,500.00

Virginia

Dinwiddie

$ 582,500.00

Virginia

FAIRFAX

$ 812,500.00

Virginia

FAIRFAX IND

$ 812,500.00

Virginia

FALLS CHURCH

$ 812,500.00

Virginia

Fauquier

$ 812,500.00

Virginia

Fluvanna

$ 475,000.00

Virginia

FREDERICKSBURG

$ 812,500.00

Virginia

GLOUCESTER

$ 498,750.00

Virginia

Goochland

$ 582,500.00

Virginia

GREENE

$ 475,000.00

Virginia

HAMPTON

$ 498,750.00

Virginia

HANOVER

$ 582,500.00

Virginia

Henrico

$ 582,500.00

Virginia

HOPEWELL

$ 582,500.00

Virginia

ISLA DE WIGHT

$ 498,750.00

Virginia

James City

$ 498,750.00

Virginia

REY Y LA REINA

$ 582,500.00

Virginia

KING WILLIAM

$ 582,500.00

Virginia

LANCASTER

$ 481,250.00

Virginia

Loudoun

$ 812,500.00

Virginia

LOUISA

$ 582,500.00

Virginia

MANASSAS

$ 812,500.00

Virginia

Manassas Park

$ 812,500.00

Virginia

MATHEWS

$ 498,750.00

Virginia

NELSON

$ 475,000.00

Virginia

NEW KENT

$ 582,500.00

Virginia

Newport News

$ 498,750.00

Virginia

NORFOLK

$ 498,750.00

Virginia

PETERSBURG

$ 582,500.00

Virginia

Poquoson

$ 498,750.00

Virginia

PORTSMOUTH

$ 498,750.00

Virginia

Powhatan

$ 582,500.00

Virginia

PRINCE GEORGE

$ 582,500.00

Virginia

PRINCE WILLIAM

$ 812,500.00

Virginia

RICHMOND IND

$ 582,500.00

Virginia

Spotsylvania

$ 812,500.00

Virginia

STAFFORD

$ 812,500.00

Virginia

Suffolk

$ 498,750.00

Virginia

Surry

$ 498,750.00

Virginia

SUSSEX

$ 582,500.00

Virginia

VIRGINIA BEACH

$ 498,750.00

Virginia

WARREN

$ 812,500.00

Virginia

Williamsburg

$ 498,750.00

Virginia

YORK

$ 498,750.00

VI

ST. CROIX

$ 625,500.00

VI

ST. JOHN

$ 677,500.00

VI

ST. THOMAS

$ 625,500.00

Washington

REY

$ 550,000.00

Washington

PIERCE

$ 550,000.00

Washington

SAN JUAN

$ 525,000.00

Washington

SNOHOMISH

$ 550,000.00

Virginia Occidental

JEFFERSON

$ 812,500.00

Wyoming

TETON

$ 1,000,000.00

¿Cuáles son los beneficios de un target = "_new"> Jumbo del préstamo VA?

1. Falta de interés punitivas aumento de la tasa en préstamos VA Jumbo. A diferencia de los préstamos de la FHA y gigante que puede transportar hasta un subida completa 1% o más, lo que le puede ahorrar miles de dólares.

2. N mensual de las primas de seguro hipotecario (PMI), que se requieren en la mayoría de las hipotecas sin un 20% el pago inicial que le ahorrará cientos de dólares anuales.

3. Poca o ninguna cuota inicial requerida, para que pueda mantener más dinero en el banco.

4. VA préstamos Jumbo no requieren de crédito perfecto.

About the Author

Josh is one of the top VA loan officer’s in the nation. He has close in excess of $50,000,000 (328 units) in the past 6 years. He currently works for BMS, a subsidiary of 1st National Bank with the ability to lend nationwide.

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